How To Affordable Luxury On Budget
Do you want to have affordable luxury and comfort? It is important first to assess your financial needs.
Many people spend their little income haphazardly without any planning and end up broke before month-end. However, this is not a prudent way of managing your personal financial affairs. If you want to know more about affording the finer things in life on a budget, keep reading…
Make a Wish List
What are your wishes or goals with your life? Write them down.
Your next step is to prioritise them, that is, rate your wishes & goals. Revisit the list periodically and keep track of them. You will be able to clarify what you really want to do. You may find some of the goals listed are important and others frivolous.
Plan
Planning your personal financial affairs through prioritization of needs and budgeting your income & expenses, is the best way to achieving success in managing your financial affairs & realizing your dreams & goals.
Budget
This is an easy one. Develop a budget to account for all your expenses, both regular spending and emergencies. To make it work successfully for you, you must vow to stick to the budget you create.
Develop a habit of being thrifty. When making purchases, seek out good quality at the best prices… For example, shop for best rates when buying a cell phone, the only party that benefits from your buying the same quality, same brand at higher prices is the Sales Rep & the company which is selling, but not you. Know your cash income and fixed expenses.
To be frank, most people would want to spend more and more irrespective of their financial ability. However, chance unbudgeted spending may be harmful to your financial health and move you further away from realizing your high priority goals & dreams.
Disclosure: Some of the links in the article above are affiliate links. This means that, at zero cost to you, I will earn an affiliate commission if you click through the link & finalize a purchase.
Financial stress is really a all time headache! Thank you for the nice article.
Thankyou dale 🙂
it all comes to money eventually lol. nice stuff
Sometimes money but more often about ‘how you mange money’… Thoughts?
indeed its correct. of course managing is important.
well explained topic, financial matters a lot in our day to day life and managing them better is most important.
Yes. So often we don’t keep the most important things in focus. Budget management is key
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Nice article. Keep ‘Em coming. I’m definitely going read your blogs. You’re telling us what we really want to know.
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